I am considering changing my homeowners and auto insurance from State Farm to USAA. Any experiences, claims, etc. that may influence my choice?
I can tell you from personal experience...do it. We did this about a year ago and got better coverage for less money on the house and cars. I have not had to file a claim with them but every time I have a question or need help on something they have been very professional and helped us out. Give them a call and I think you'll like them. Besides it's a great benefit for being in the service.....
I tried. The lady at USAA was very nice and told me their rates were not competitive in Oklahoma because of the last few years of storms. She said if I lived in Kansas it would be dirt cheap. She was right, they were way over what I pay with State Farm. I would say check with them, they are the best if you can get it and a good rate.
I had a friend that had a poor experience with USAA on an auto claim. He switched his auto and home to AAA after all was said and done.
USAA has a number of advantages that may outweigh simple premium comparisons.
Their customer service has been excellent for the 25+ years I have banked with and been insured by them.
They gave me outstanding auto rates and coverage as three of my 5 kids simultaneously hit the upper teens (just ending now).
They are extremely good at portability (i.e. as you move about and need your services to move easily with you).
Their website is very good for navigation and functionality too.
Take a good hard look and decide if it is worth your time based upon what is most importand to you.
Their customer service has been excellent for the 25+ years I have banked with and been insured by them.
They gave me outstanding auto rates and coverage as three of my 5 kids simultaneously hit the upper teens (just ending now).
They are extremely good at portability (i.e. as you move about and need your services to move easily with you).
Their website is very good for navigation and functionality too.
Take a good hard look and decide if it is worth your time based upon what is most importand to you.
Do it man. I just refi'd my house and called for new quotes. AAA came in a lot lower on the house but with the auto rates, it balanced out. AAA was $8 a month cheaper in the end. No way I'd give up USAA's customer service for that. They are amazing and hard to beat. I got 5 quotes and they were competitive with the others, outside of AAA. Once you factored in Auto, they were on the same page though.
They are also great to bank with. I'd seriously give them a chance. I won't use anyone else.
They are also great to bank with. I'd seriously give them a chance. I won't use anyone else.
+ USAA
lower rates mean nothing if you can't get a decent settlement on a claim
customer service is the best. period.
lower rates mean nothing if you can't get a decent settlement on a claim
customer service is the best. period.
