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The Water Cooler
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Allstate blows
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<blockquote data-quote="Rez Exelon" data-source="post: 3884248" data-attributes="member: 5800"><p>Over the years I've had 8 incidents (not my fault) where I've had to file claims, and I let USAA do the heavy lifting except once when it was personal (but that's a different story I suppose). Never had any change to my premiums or anything else as a result.</p><p></p><p>Remember that the idea is that YOUR insurance works for you and in theory wants your car/house/whatever to be valuable so that you need their insurance coverage. On the other hand, the other parties insurance wants to KEEP their money that their client paid in and give zero craps about you and your property or health. So in that arrangement it always makes sense to let your people deal with it and then fight the other company.</p></blockquote><p></p>
[QUOTE="Rez Exelon, post: 3884248, member: 5800"] Over the years I've had 8 incidents (not my fault) where I've had to file claims, and I let USAA do the heavy lifting except once when it was personal (but that's a different story I suppose). Never had any change to my premiums or anything else as a result. Remember that the idea is that YOUR insurance works for you and in theory wants your car/house/whatever to be valuable so that you need their insurance coverage. On the other hand, the other parties insurance wants to KEEP their money that their client paid in and give zero craps about you and your property or health. So in that arrangement it always makes sense to let your people deal with it and then fight the other company. [/QUOTE]
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