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The Water Cooler
General Discussion
Any credit gurus here?
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<blockquote data-quote="NikatKimber" data-source="post: 2712449" data-attributes="member: 423"><p>Oops, wasn't referring to you.</p><p></p><p></p><p></p><p>"Can" is subjective. It is much harder to get a loan without established good credit. If it you can get even a fraction of a percentage lower interest rate on your mortgage, it will save you thousands in the long run; so establishing credit on a low cost short term loan can be well worth it.</p><p></p><p>Now make no mistake, I am not one to preach we should all just run out and gather up loans and credit card debt. Just that preaching "debt is the devil" can be short sighted financially. </p><p></p><p>What we should be teaching kids - both in school and at home - is responsibility. Not everyone will just be able to buy everything they want.</p><p></p><p>And sorry if I offended you by not being more respectful of the holy one. LOL!</p></blockquote><p></p>
[QUOTE="NikatKimber, post: 2712449, member: 423"] Oops, wasn't referring to you. "Can" is subjective. It is much harder to get a loan without established good credit. If it you can get even a fraction of a percentage lower interest rate on your mortgage, it will save you thousands in the long run; so establishing credit on a low cost short term loan can be well worth it. Now make no mistake, I am not one to preach we should all just run out and gather up loans and credit card debt. Just that preaching "debt is the devil" can be short sighted financially. What we should be teaching kids - both in school and at home - is responsibility. Not everyone will just be able to buy everything they want. And sorry if I offended you by not being more respectful of the holy one. LOL! [/QUOTE]
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