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The Water Cooler
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Bank Of Oklahoma Fees and Humor
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<blockquote data-quote="GusMan405" data-source="post: 2093748" data-attributes="member: 24501"><p>90% of all banks AND CREDIT UNIONS charge check cashing fees. I know this because I have been in the banking business for 10 years now. Some people get upset about it, but most understand its a fee for a service....just like any other business. Some people have it in their heads that we are just printing money in our back room, but that's not how it works. We have to order money from the FED(that cost money), then we have to have an armored truck deliver the money(that cost money), then we have to pay to insure the money that sits on our premises. One thing I can guarantee is that if you take that check to the bank where your accounts are at, then they won't charge you to cash it...just like BOK won't charge you to cash any checks, regardless of amount, if you are an account holder..... Not saying rather I agree or disagree with the check cashing fee, its the cost of business. And the truth is, banks aren't not for profit...and for people who like to say "we'll that's why I bank with a credit union"... It would make you sick to know how much they pay their VPs. They are in it for money too!</p></blockquote><p></p>
[QUOTE="GusMan405, post: 2093748, member: 24501"] 90% of all banks AND CREDIT UNIONS charge check cashing fees. I know this because I have been in the banking business for 10 years now. Some people get upset about it, but most understand its a fee for a service....just like any other business. Some people have it in their heads that we are just printing money in our back room, but that's not how it works. We have to order money from the FED(that cost money), then we have to have an armored truck deliver the money(that cost money), then we have to pay to insure the money that sits on our premises. One thing I can guarantee is that if you take that check to the bank where your accounts are at, then they won't charge you to cash it...just like BOK won't charge you to cash any checks, regardless of amount, if you are an account holder..... Not saying rather I agree or disagree with the check cashing fee, its the cost of business. And the truth is, banks aren't not for profit...and for people who like to say "we'll that's why I bank with a credit union"... It would make you sick to know how much they pay their VPs. They are in it for money too! [/QUOTE]
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