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The Water Cooler
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Home affordability
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<blockquote data-quote="stick4" data-source="post: 2916072" data-attributes="member: 26023"><p>Gas is cheap. Put the gas saver car money away to make a bigger down payment on the house. With 20% down you won't need to buy mortgage insurance which knocks down the payment enough to help reduce the bite from the tax and ins.</p><p>Look for the cheaper homes along a street mixed in with more expensive ones. From my experience there's a big difference between used homes selling in the $120K range and those in the $150K. I would not even look at lower priced homes or higher priced ones. Too many good deals in the $150s. At least in Mustang. Here's one I'd look at: <a href="https://www.trulia.com/property/3243959586-701-W-Geronimo-Way-Mustang-OK-73064" target="_blank">https://www.trulia.com/property/3243959586-701-W-Geronimo-Way-Mustang-OK-73064</a> Don't go by the lot size. Most ads are way off on that that.</p></blockquote><p></p>
[QUOTE="stick4, post: 2916072, member: 26023"] Gas is cheap. Put the gas saver car money away to make a bigger down payment on the house. With 20% down you won't need to buy mortgage insurance which knocks down the payment enough to help reduce the bite from the tax and ins. Look for the cheaper homes along a street mixed in with more expensive ones. From my experience there's a big difference between used homes selling in the $120K range and those in the $150K. I would not even look at lower priced homes or higher priced ones. Too many good deals in the $150s. At least in Mustang. Here's one I'd look at: [URL]https://www.trulia.com/property/3243959586-701-W-Geronimo-Way-Mustang-OK-73064[/URL] Don't go by the lot size. Most ads are way off on that that. [/QUOTE]
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