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The Water Cooler
General Discussion
May I ask what medical insurance you have?
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<blockquote data-quote="JD8" data-source="post: 2668109" data-attributes="member: 24"><p>Actually, I'm going to retract my last statement and I apologize for any misinformation but this ridiculous law is a moving target. Apparently, Assurant has some differing pricing in some cities. I've yet to research them completely in NE Oklahoma as they are just too high and I have no idea with whom they are contracted with yet. </p><p></p><p>In 2014, the plans were all the same through the major carriers, and the pricing was identical WITHOUT a subsidy obviously. The metal tiered plans all had the same initial coverage "on" or "off" exchange. THIS does change again, when someone applies for subsidy and or cost sharing, as the deductible and max OOP changes dramatically with the premium. </p><p></p><p>The 2015 plans seem to be the same in terms of tiered coverage with BCBS, Comm Care and Global. BCBS and Comm Care have been insistent that the pricing was the exact same, in which I though the equality was mandated by the ACA but I guess not. I have yet to do an apples to apples comparison with Assurant in Oklahoma. </p><p></p><p>Dunno if that helps, but this is why this drives agents crazy......every day something changes.</p></blockquote><p></p>
[QUOTE="JD8, post: 2668109, member: 24"] Actually, I'm going to retract my last statement and I apologize for any misinformation but this ridiculous law is a moving target. Apparently, Assurant has some differing pricing in some cities. I've yet to research them completely in NE Oklahoma as they are just too high and I have no idea with whom they are contracted with yet. In 2014, the plans were all the same through the major carriers, and the pricing was identical WITHOUT a subsidy obviously. The metal tiered plans all had the same initial coverage "on" or "off" exchange. THIS does change again, when someone applies for subsidy and or cost sharing, as the deductible and max OOP changes dramatically with the premium. The 2015 plans seem to be the same in terms of tiered coverage with BCBS, Comm Care and Global. BCBS and Comm Care have been insistent that the pricing was the exact same, in which I though the equality was mandated by the ACA but I guess not. I have yet to do an apples to apples comparison with Assurant in Oklahoma. Dunno if that helps, but this is why this drives agents crazy......every day something changes. [/QUOTE]
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May I ask what medical insurance you have?
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