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The Water Cooler
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People are delinquent on almost everything they owe money on
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<blockquote data-quote="GlockPride" data-source="post: 4230629" data-attributes="member: 12153"><p>“The masses are asses” momma used to say. Maybe she wasn’t wrong. </p><p></p><p>“Being normal IS broke” Dave Ramsey</p><p></p><p>In many ways, since the 1980’s, access to easy and cheap credit has artificially inflated the economy and purchasing power, which has led to prosperity for some. But it’s not the borrowers who have seen this wealth gain. </p><p></p><p>Live cheaply. Don’t live to impress others or their expectations. Drive paid for cars. Don’t buy stuff on credit cards you cannot afford to pay cash for at the time of purchase. Invest for the future, save for a rainy day and don’t overbuy on housing. Also, student loans have been sold as a “guarantee” for a better job/life. That isn’t the case in many people’s instances. Sometimes, just being a welder/lineman/construction worker is the order of the day. Nothing wrong with being a hardworking, blue collar earner. Just avoid the debt trap and stuff-itis. </p><p></p><p>These principles have worked for generations and when “we” as a society got away from that and built a house of cards, it’s going to come home to roost at some point.</p></blockquote><p></p>
[QUOTE="GlockPride, post: 4230629, member: 12153"] “The masses are asses” momma used to say. Maybe she wasn’t wrong. “Being normal IS broke” Dave Ramsey In many ways, since the 1980’s, access to easy and cheap credit has artificially inflated the economy and purchasing power, which has led to prosperity for some. But it’s not the borrowers who have seen this wealth gain. Live cheaply. Don’t live to impress others or their expectations. Drive paid for cars. Don’t buy stuff on credit cards you cannot afford to pay cash for at the time of purchase. Invest for the future, save for a rainy day and don’t overbuy on housing. Also, student loans have been sold as a “guarantee” for a better job/life. That isn’t the case in many people’s instances. Sometimes, just being a welder/lineman/construction worker is the order of the day. Nothing wrong with being a hardworking, blue collar earner. Just avoid the debt trap and stuff-itis. These principles have worked for generations and when “we” as a society got away from that and built a house of cards, it’s going to come home to roost at some point. [/QUOTE]
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