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The Water Cooler
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<blockquote data-quote="inactive" data-source="post: 2720112" data-attributes="member: 7488"><p>You basically apply like normal with a few extra paperwork steps to fill out. The mortgage banker really does all the dirty work for you. I used BOK and simply called and asked for a mortgage banker to call me back. I worked with Ethan Wagner, who was alright I guess. He was knowledgeable and got the job done. The only catch is they are supposedly a bit more strict on the underwriting (due to the insurance they provide) but I didn't any particular issue qualifying for what I requested.</p><p></p><p>The details are here: <a href="http://portal.hud.gov/hudportal/HUD?src=/program_offices/public_indian_housing/ih/homeownership/184" target="_blank">http://portal.hud.gov/hudportal/HUD?src=/program_offices/public_indian_housing/ih/homeownership/184</a> Participating lenders here: <a href="http://portal.hud.gov/huddoc/sec184lender.pdf" target="_blank">http://portal.hud.gov/huddoc/sec184lender.pdf</a></p><p></p><p>But again, I just called BOK and it was pretty streamlined. This isn't an endorsement for BOK. They are just who i had experience with. I wouldn't say I was like, 100% blown over by them. THey were slow to return some calls and I had to wait a bit for a firm closing date. But that said, they got it done and I closed in like 20 days after going under contract. So I wouldn't say <em>don't</em> use them. To be fair they also probably do more Sec 184 business than anyone else in Oklahoma, which helps.</p></blockquote><p></p>
[QUOTE="inactive, post: 2720112, member: 7488"] You basically apply like normal with a few extra paperwork steps to fill out. The mortgage banker really does all the dirty work for you. I used BOK and simply called and asked for a mortgage banker to call me back. I worked with Ethan Wagner, who was alright I guess. He was knowledgeable and got the job done. The only catch is they are supposedly a bit more strict on the underwriting (due to the insurance they provide) but I didn't any particular issue qualifying for what I requested. The details are here: [url]http://portal.hud.gov/hudportal/HUD?src=/program_offices/public_indian_housing/ih/homeownership/184[/url] Participating lenders here: [url]http://portal.hud.gov/huddoc/sec184lender.pdf[/url] But again, I just called BOK and it was pretty streamlined. This isn't an endorsement for BOK. They are just who i had experience with. I wouldn't say I was like, 100% blown over by them. THey were slow to return some calls and I had to wait a bit for a firm closing date. But that said, they got it done and I closed in like 20 days after going under contract. So I wouldn't say [I]don't[/I] use them. To be fair they also probably do more Sec 184 business than anyone else in Oklahoma, which helps. [/QUOTE]
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