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The Water Cooler
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So There I Was, Coming Home From Spencer's BBQ...
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<blockquote data-quote="swampratt" data-source="post: 3209817" data-attributes="member: 15054"><p>Some insurance companies are very tight and my wife work in the insurance business for many years .. Not auto insurance but health.</p><p>One company she worked for said deny at least 80% of the legitimate claims and sometimes deny them twice .</p><p>When people get denied on a claim they think that is the end of it and end up paying out of pocket.</p><p>My wife would not play ball.</p><p></p><p>And with that known it is in our favor to have the doctors resubmit the claims and it is in our best interest to get on the phone with the insurance companies and straighten them out.</p><p></p><p>Now something else in our favor is that the insurance companies do not want the Insurance Commissioner called on them.</p><p></p><p>Wife said if that happens 3 times they get audited.</p><p>I do not know what the time span is for the 3 strikes though.</p><p>Wife was friends with the insurance commissioner or someone in that office many years ago and that was in our favor.</p><p>1 call and all is taken care of.</p><p>Insurance company called us back and all apologetic and what can I do to make you happy ..Kind of like going over their head.</p><p></p><p>Keep researching and I bet you will get some answers.</p><p>Sometimes your homeowner policy will have an amendment that pays in an auto accident.</p><p>Yea I had that back in 1987.</p><p>Good luck.</p></blockquote><p></p>
[QUOTE="swampratt, post: 3209817, member: 15054"] Some insurance companies are very tight and my wife work in the insurance business for many years .. Not auto insurance but health. One company she worked for said deny at least 80% of the legitimate claims and sometimes deny them twice . When people get denied on a claim they think that is the end of it and end up paying out of pocket. My wife would not play ball. And with that known it is in our favor to have the doctors resubmit the claims and it is in our best interest to get on the phone with the insurance companies and straighten them out. Now something else in our favor is that the insurance companies do not want the Insurance Commissioner called on them. Wife said if that happens 3 times they get audited. I do not know what the time span is for the 3 strikes though. Wife was friends with the insurance commissioner or someone in that office many years ago and that was in our favor. 1 call and all is taken care of. Insurance company called us back and all apologetic and what can I do to make you happy ..Kind of like going over their head. Keep researching and I bet you will get some answers. Sometimes your homeowner policy will have an amendment that pays in an auto accident. Yea I had that back in 1987. Good luck. [/QUOTE]
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