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The Water Cooler
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Student Loan (Repayment)
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<blockquote data-quote="wawazat" data-source="post: 3845107" data-attributes="member: 35603"><p>I am open to the thought of creating a system for more affordable college. The part most people don't like is the only sustainable way for that to happen and still get a worthwhile education is to require far more stringent entrance exams into college. There has to be a barrier to entry to keep the service providers from getting overwhelmed by demand and subsequently reducing quality in favor of quantity. If that barrier of entry is no longer cost, then it has to something else.</p><p></p><p>I do empathize with a lot of the past two generations growing up in a world being told they can be anything they want while not being informed of the qualifiers to that statement. Anyone in the US can be anything they want as long as they find their way to the junction of effort, focus, skills, intelligence, and opportunity. No one has control of all of these criteria, some (opportunity and skills) can be acquired with money and influence, others require substantial dedication on our part (effort, focus and if money isnt available opportunity and skills), and some is largely driven by genetics and upbringing (intelligence, effort, and focus). </p><p></p><p>Does that mean I think they should get bailed out of poor decisions? Hell no, my best lessons learned in life have been the result of my worst decisions because they hurt and I dont want to do it again. Does that mean I think the system should continue on as it is with no correction? Nope, the idea that we should synthesize everyone's ability to meet the barrier of entry whether through bonus points, subsidizing cost, or whatever does not work. They always like to point to other countries as models, but they forget to mention those countries still have barriers to entry to manage where demand and supply intersect. There is no other way to do it and make it effective and sustainable.</p></blockquote><p></p>
[QUOTE="wawazat, post: 3845107, member: 35603"] I am open to the thought of creating a system for more affordable college. The part most people don't like is the only sustainable way for that to happen and still get a worthwhile education is to require far more stringent entrance exams into college. There has to be a barrier to entry to keep the service providers from getting overwhelmed by demand and subsequently reducing quality in favor of quantity. If that barrier of entry is no longer cost, then it has to something else. I do empathize with a lot of the past two generations growing up in a world being told they can be anything they want while not being informed of the qualifiers to that statement. Anyone in the US can be anything they want as long as they find their way to the junction of effort, focus, skills, intelligence, and opportunity. No one has control of all of these criteria, some (opportunity and skills) can be acquired with money and influence, others require substantial dedication on our part (effort, focus and if money isnt available opportunity and skills), and some is largely driven by genetics and upbringing (intelligence, effort, and focus). Does that mean I think they should get bailed out of poor decisions? Hell no, my best lessons learned in life have been the result of my worst decisions because they hurt and I dont want to do it again. Does that mean I think the system should continue on as it is with no correction? Nope, the idea that we should synthesize everyone's ability to meet the barrier of entry whether through bonus points, subsidizing cost, or whatever does not work. They always like to point to other countries as models, but they forget to mention those countries still have barriers to entry to manage where demand and supply intersect. There is no other way to do it and make it effective and sustainable. [/QUOTE]
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