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The Water Cooler
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Traditional Vs. Roth
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<blockquote data-quote="kroberts2131" data-source="post: 2061984" data-attributes="member: 11931"><p>I'm starting to pay alot more attention to my TSP (.gov version of a 401k). When I took this job I thought I could count on my .gov pension to offset my lack of knowledge on my retirement savings but I'm pretty sure I'll never see that one. I am debating switching to a Roth IRA instead of the traditional. I get the jist, pay taxes now or later. I I'm just not sure which is really better in the long run. I know that my income level is going to increase quite a bit in the next few years (as long as I keep doing what i'm supposed to do at work). So what do you guys use? and what do you think are the benefits of each? I've read a few books here and there but none of them really make much sense to me.</p></blockquote><p></p>
[QUOTE="kroberts2131, post: 2061984, member: 11931"] I'm starting to pay alot more attention to my TSP (.gov version of a 401k). When I took this job I thought I could count on my .gov pension to offset my lack of knowledge on my retirement savings but I'm pretty sure I'll never see that one. I am debating switching to a Roth IRA instead of the traditional. I get the jist, pay taxes now or later. I I'm just not sure which is really better in the long run. I know that my income level is going to increase quite a bit in the next few years (as long as I keep doing what i'm supposed to do at work). So what do you guys use? and what do you think are the benefits of each? I've read a few books here and there but none of them really make much sense to me. [/QUOTE]
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