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The Water Cooler
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Usage-based Auto Insurance
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<blockquote data-quote="Buddhaman" data-source="post: 4241894" data-attributes="member: 12404"><p>It seems like a reasonable thing to drive safe and save money. But what is “safe” to State Farm? Is a single hard braking safe but two higher risk? If you give it some gas is that excessive acceleration? You’re monitored for a period of time and you could cheat it by being very careful during that time. I’d forget it was attached after a week or two and likely end up with a worse rate despite a clean driving record.</p></blockquote><p></p>
[QUOTE="Buddhaman, post: 4241894, member: 12404"] It seems like a reasonable thing to drive safe and save money. But what is “safe” to State Farm? Is a single hard braking safe but two higher risk? If you give it some gas is that excessive acceleration? You’re monitored for a period of time and you could cheat it by being very careful during that time. I’d forget it was attached after a week or two and likely end up with a worse rate despite a clean driving record. [/QUOTE]
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