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The Water Cooler
General Discussion
Warning--deposit large checks at your peril
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<blockquote data-quote="Blewis11" data-source="post: 2141648" data-attributes="member: 16395"><p>11 days sounds absolutely outrageous, especially from a large brokerage firm. I've gotten in a pissing match before and left a bank over how I thought one treated me after years of being a customer. That being said, if they clear it without a hold and you take the money and leave the bank, the Bank has to eat that loss if the check doesn't clear. Fraudulent checks have only increased in the last few years...talk to the manager and if you don't like what he or she is saying, there are plenty of other banks to deal with. I have found that smaller banks tend to give much better service than large banks (you just trade off in convenience of locations). Some of the nicest banks I've dealth with include Crossfirst, First Enterprise, RPC, Kirkpatrick, and even Midfirst in OKC (even though they are becoming more like a big bank). If you don't like who you are dealing with, try them, good people at all of them.</p></blockquote><p></p>
[QUOTE="Blewis11, post: 2141648, member: 16395"] 11 days sounds absolutely outrageous, especially from a large brokerage firm. I've gotten in a pissing match before and left a bank over how I thought one treated me after years of being a customer. That being said, if they clear it without a hold and you take the money and leave the bank, the Bank has to eat that loss if the check doesn't clear. Fraudulent checks have only increased in the last few years...talk to the manager and if you don't like what he or she is saying, there are plenty of other banks to deal with. I have found that smaller banks tend to give much better service than large banks (you just trade off in convenience of locations). Some of the nicest banks I've dealth with include Crossfirst, First Enterprise, RPC, Kirkpatrick, and even Midfirst in OKC (even though they are becoming more like a big bank). If you don't like who you are dealing with, try them, good people at all of them. [/QUOTE]
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