You could always offer to purchase a large priced item for someone at a little savings in exchange for cash.
Bob wants a $999.00 gun safe, you negotiate with Bob to buy it for him using the points and he gives you $900 cash for the safe. You have cash to spend anywhere.
Bob wants a $999.00 gun safe, you negotiate with Bob to buy it for him using the points and he gives you $900 cash for the safe. You have cash to spend anywhere.