M'Fing Thieves - Pray I Never Find You!!!

[thor447]

By sheer coincidence about an hour ago I happened to log into my bank app and noticed 2 charges today that I most certainly did NOT make. One was only for 6 bucks on a GoFundMe page, and the second was for a substantial amount on Remitly. My debit card expires at the end of this month and it looks like my replacement card was delivered somewhere else and so they went shopping today. I got my card cancelled to protect against further charges, which subsequently cancels the current card and I am holding. I have zero physical cash on hand, and the banks are closed for the day.

It looks like they tested the waters with a $6 charge on GoFundMe, and when that went through, they charged a large sum on Remitly. I looked into it, and Remitly is a money sending service. I called them and jumped through 30 minutes worth of hoops. The charge has already posted in my bank, but thankfully they have not physically picked up the money yet. I was able to suspend the transaction, so at least they won't get their hands on my money. Remitly is telling me it will take up to 10 business days to get my money back.

Dear lord in heaven please forgive me for what I would do if I ever find the person who did this. I can tolerate a lot of things, but thieves are not on the list.

 

[SlugSlinger]

A perfect example of why not to use a debit card. At least you caught it early. If you use a credit card and pay it off every month, your money wouldn’t be locked up until the bank figures out why they want to do.

 

[Big50]

This kind of crap is only going to get worse. Keeping a little cash on hand is always a good idea.

 

[thor447]

This kind of crap is only going to get worse. Keeping a little cash on hand is always a good idea.

Yeah, I normally have some available, but I gave a family member some money about a week ago and haven't gone by the bank since. Murphy's Law strikes again I suppose.

 

[mightymouse]

It has happened to me, oh, four or five times. Lesson learned--cash on hand. Always! I wouldn't worry about finding the perp(s)--no one other than yourself is worried about such things, unfortunately. Best of luck in whatever course you choose to follow!

 

[thor447]

It has happened to me, oh, four or five times. Lesson learned--cash on hand. Always! I wouldn't worry about finding the perp(s)--no one other than yourself is worried about such things, unfortunately. Best of luck in whatever course you choose to follow!

Oh, I know how they could be found, but Remitly isn't going to give me the name of the person who the money is being sent to. I have no doubt I'll never know who they are, but if I did........well let's just say it makes me feel better to think about such things.

 

[MilitantBEEMER]

Sorry you had this happen. I just had a similar scenario a few weeks ago. They did a small transaction and then a big one at Rent a Center in Dallas. I caught it immediately, called the bank and canceled my debit card. They reversed the charges and I had the money back in my account two days later. Chase is very good about these types of things. A good reminder to alway have some cash stash (or stash cash)

 

[ssgrock3]

A perfect example of why not to use a debit card. At least you caught it early. If you use a credit card and pay it off every month, your money wouldn’t be locked up until the bank figures out why they want to do.

yep, same here. I just don't use mine anymore. I didn't even use mine for anything while in seatle but somehow, the numbers and tried to go to boost and 4 times in a row try for 120, Qcb flagged it as fraud. now i just use my cc like a debit and pay it off each month. Gosh damn thieves.

 

[xseler]

Adam, I can certainly spot you some cash if you need it!

 

[Hodrod]

They think that what is yours should be theirs.....they need to turn from their ways before someone catches up with them and deals out a little justice.