Rear ended by OKC police. They do not carry auto insurance

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swampratt

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Yea it was 100% totaled when i last fixed it..of course it was her chance to work on a vehicle and learn things as she has never had a mechanic roll model or a shooting buddy worth a darn..I figured I would help out with that.
She learned a lot fixing it after her brother killed it.
Yes I make her get dirty.. she pulled the oil pan off and stuck it back on and many other things.
she even cut an access hole in the floor under the seat with tin snips to get to the fuel pump without dropping the tank.

Change fuel pump and filter and clean crud out of tank.. she has done a lot on that car.
Looked worst than this before..
Total a car is fine if they pay you enough for it.
And there is option to buy it back for a tiny amount.

I usually do not accept the first offer they give me if they total a car of mine. I tell them what I think it is worth and settle somewhere and i keep the car.
I have never given one back.
It's just metal.. it will bend and you can bend it back.
And you can add reinforcements like drill pipe for a bumper.

I will keep you guys posted on what happens.

I think they need to supply her with a means of transportation in the mean time but that has not happened.
She does not scream loud enough in my book.
 

NightShade

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100% total nahh. It will take some work but drivable nonetheless. Will it ever be factory pretty no but for that kind of car there is no reason to try for that anyway.

I had to deal with okc over a major pothole about 8 years ago. Was living in Lawton and came up to a friend's for Thanksgiving off of Penn and 178th. On the way home hit a massive pothole and ruined two tires and rims. It had been the four months and where it was at there was no way to see it till you were on it. Car read coming towards me as well so no way to try and miss it.

Filed a claim because they knew it was there and opted to postpone fixing it ad the road was scheduled to be widened. Bought replacement rims and tires with the money and got it aligned since it screwed that up as well. They need to take it to a couple shops for estimates and submit them along with the paperwork and get a time estimate for repairs and get quotes on a rental for the time it will take. Once they have the check in hand they can either pay a shop or buy parts and do it the cheap way.
 

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I think they need to supply her with a means of transportation in the mean time but that has not happened.
She does not scream loud enough in my book.

Yes keep us posted. And keeping the total and repairing it to be drivable is often wise. Not always, but frequently.

And yes she is owed loss of use. If not an actual rental vehicle, the cost of incurred rental expense from the day the car was not drivable (i.e. the loss date) until they declare it a total and get her claim settled.
 

Dumpstick

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I'm not sure I follow what that changes? She's still going to recoup damages for the vehicle and the personal injury from the City, since the officer was acting in his capacity as an employee when he smashed the Taurus. Of course he's liable, but the city is the one providing the settlement on his behalf since the liability is transferred to him.

It's not a matter of gross negligence or a willful act of harm (or suppression of evidence), which are what typically leads to being able to pursue a civil claim against an individual law enforcement officer.


Also @swampratt that car is 100% a total. Oof.

When you engage in actions that, to a reasonable person, have the very real potential of causing harm to another, that is negligence.
This cop is charged with protecting and serving the populace, and enforcing laws.
I personally think that whomever is in a position of enforcement should be held to a higher standard than others, but I would be thrilled to see them just held to the same standards.
If that cop was texting or talking on the phone, I am almost certain that is against department policy, and I AM certain that it is unlawful to text whilst driving.
If he was engaged in unlawful behavior, and it resulted in the injury of a civilian, what should be the outcome .?

That sort of behavior should have him fired, and charged with willful negligence.
 

swampratt

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Suck situation on the car rental deal is that she is 20 and was told she needed to be 21 at the rental places she called.
She kept receipts for the fix on the last go round.
 

ignerntbend

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When you engage in actions that, to a reasonable person, have the very real potential of causing harm to another, that is negligence.
This cop is charged with protecting and serving the populace, and enforcing laws.
I personally think that whomever is in a position of enforcement should be held to a higher standard than others, but I would be thrilled to see them just held to the same standards.
If that cop was texting or talking on the phone, I am almost certain that is against department policy, and I AM certain that it is unlawful to text whilst driving.
If he was engaged in unlawful behavior, and it resulted in the injury of a civilian, what should be the outcome .?

That sort of behavior should have him fired, and charged with willful negligence.
You've got a good idea there, but we're both working on facts not in evidence.
I was wondering if the officer shot the dogs.
 

John6185

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I'm not criticizing anyone but that is one reason why I pay a couple of dollars on my auto insurance policy for car rental. Except if you don't use the rental you I won't get paid as in in a recent auto accident I had. I used my second vehicle for transportation and probably won't get a dime for saving the insurance company money. I agree with a couple of posters, if the vehicle is mechanically sound and a person knows what they are doing, a damaged or wrecked car can be put back on the road at a tremendous savings.
 
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When you engage in actions that, to a reasonable person, have the very real potential of causing harm to another, that is negligence.
This cop is charged with protecting and serving the populace, and enforcing laws.
I personally think that whomever is in a position of enforcement should be held to a higher standard than others, but I would be thrilled to see them just held to the same standards.
If that cop was texting or talking on the phone, I am almost certain that is against department policy, and I AM certain that it is unlawful to text whilst driving.
If he was engaged in unlawful behavior, and it resulted in the injury of a civilian, what should be the outcome .?

That sort of behavior should have him fired, and charged with willful negligence.

None of that changes anything with the claims and damages and compensation of the gal that got hit. It just gives us all a justice boner.
 

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