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The Water Cooler
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2024 Health Insurance
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<blockquote data-quote="1shott" data-source="post: 4137183" data-attributes="member: 29"><p>I will find out later this month into next month.</p><p></p><p>I am currently paying about $150 every two weeks. Single guy, health insurance, also dental, vision, we get basic vision free but I buy the higher plan, no deductibles with that one, legal, critical care, hospital indemnity, basic life and a $500,000 accidental death and dismember policy.</p><p></p><p>The Medical is around $120 of that price.</p><p></p><p>Thing is the coverage sucks ass, no more out of network anything. I had my yearly in March, the blood was sent to a out of network lab unknowing to me, in June I get the demand payment letter, I was confused, went to the aetnas website, sure enough claim denied, out of network, I had words with aetna, my employers and the doctors office no one gave a rats ass, ponied up and paid the bill. </p><p></p><p>If I need a procedure done, no longer can my doctor refer me, no I have to contact another company, surgery plus, they will review the case, decide if I need the procedure then tell me where to go and what doctor to see, might be local, might be Norman, Tulsa or Dallas or anywhere else. If I don't then the procedure is not covered by insurance. </p><p></p><p>Its all a scam.</p></blockquote><p></p>
[QUOTE="1shott, post: 4137183, member: 29"] I will find out later this month into next month. I am currently paying about $150 every two weeks. Single guy, health insurance, also dental, vision, we get basic vision free but I buy the higher plan, no deductibles with that one, legal, critical care, hospital indemnity, basic life and a $500,000 accidental death and dismember policy. The Medical is around $120 of that price. Thing is the coverage sucks ass, no more out of network anything. I had my yearly in March, the blood was sent to a out of network lab unknowing to me, in June I get the demand payment letter, I was confused, went to the aetnas website, sure enough claim denied, out of network, I had words with aetna, my employers and the doctors office no one gave a rats ass, ponied up and paid the bill. If I need a procedure done, no longer can my doctor refer me, no I have to contact another company, surgery plus, they will review the case, decide if I need the procedure then tell me where to go and what doctor to see, might be local, might be Norman, Tulsa or Dallas or anywhere else. If I don't then the procedure is not covered by insurance. Its all a scam. [/QUOTE]
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