Forums
New posts
Search forums
What's new
New posts
New media
New media comments
Latest activity
Classifieds
Media
New media
New comments
Search media
Log in
Register
What's New?
Search
Search
Search titles only
By:
New posts
Search forums
Menu
Log in
Register
Navigation
Install the app
Install
More Options
Advertise with us
Contact Us
Close Menu
JavaScript is disabled. For a better experience, please enable JavaScript in your browser before proceeding.
You are using an out of date browser. It may not display this or other websites correctly.
You should upgrade or use an
alternative browser
.
Forums
The Water Cooler
General Discussion
2024 Health Insurance
Search titles only
By:
Reply to Thread
This site may earn a commission from merchant affiliate links, including eBay, Amazon, and others.
Message
<blockquote data-quote="TerryMiller" data-source="post: 4137268" data-attributes="member: 7900"><p>When the wife and I retired in 2014, she was only 62 years old and couldn't qualify for Medicare. She looked into the Obumba-crap stuff and found that she would pay $250 per month and then have a deductible of $10,000, so she would be out $13,000 before Obumba-crap would pay anything.</p><p></p><p>She elected to not sign up because we seldom ever had to go to the doctor. If she did have to do stuff like mammograms, she would inform the clinic/doctor/hospital that she was self pay. They generally gave a fairly hefty discount for paying ourselves. I think the least that was discounted was lab work, which they only discounted 40%.</p><p></p><p>She also went with using GoodRX for prescriptions. At the time, GoodRX was cheaper for her three prescriptions than what it was when she had insurance through our employer. We haven't used GoodRX in some time, so I don't know if they are still as good as they were.</p><p></p><p>Now, both of us are on Medicare and a supplement. She is on Plan F and I am on Plan N. The main difference between the two plans is that I have a co-pay and she doesn't. With this system, we can go to any doctor and not have any issues with getting treatment if we are out of state, and health networks are out of the picture as well.</p></blockquote><p></p>
[QUOTE="TerryMiller, post: 4137268, member: 7900"] When the wife and I retired in 2014, she was only 62 years old and couldn't qualify for Medicare. She looked into the Obumba-crap stuff and found that she would pay $250 per month and then have a deductible of $10,000, so she would be out $13,000 before Obumba-crap would pay anything. She elected to not sign up because we seldom ever had to go to the doctor. If she did have to do stuff like mammograms, she would inform the clinic/doctor/hospital that she was self pay. They generally gave a fairly hefty discount for paying ourselves. I think the least that was discounted was lab work, which they only discounted 40%. She also went with using GoodRX for prescriptions. At the time, GoodRX was cheaper for her three prescriptions than what it was when she had insurance through our employer. We haven't used GoodRX in some time, so I don't know if they are still as good as they were. Now, both of us are on Medicare and a supplement. She is on Plan F and I am on Plan N. The main difference between the two plans is that I have a co-pay and she doesn't. With this system, we can go to any doctor and not have any issues with getting treatment if we are out of state, and health networks are out of the picture as well. [/QUOTE]
Insert Quotes…
Verification
Post Reply
Forums
The Water Cooler
General Discussion
2024 Health Insurance
Search titles only
By:
Top
Bottom