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The Water Cooler
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Anyone Heard of USHealth Advisors?
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<blockquote data-quote="soonersfan" data-source="post: 2975790" data-attributes="member: 9063"><p>I think they are a legitimate company but the particular plan they are trying to sell you might be junk. You need to read the terms and coverage of the plan. It sounds like a catastrophic plan that only covers certain illnesses/injuries. It may have a maximum payout. So, you might pay the first $7,000, they pay the next $30,000 to the policy limit and you are on the hook for whatever happens in excess of that. I would read the plan and the coverage limits. I would also ask them to make any guarantees about ACA in writing. If nothing else, you could end up with catastrophic coverage which is a good idea and save money on the penalty. It doesn't hurt to read the thing and shop around though. </p><p></p><p><a href="https://www.google.com/url?sa=t&rct=j&q=&esrc=s&source=web&cd=3&ved=0ahUKEwif7oj7943TAhUXwWMKHS-hCPYQFggnMAI&url=https%3A%2F%2Fwww.bbb.org%2Fcentral-texas%2Fbusiness-reviews%2Finsurance-companies%2Fushealth-advisors-llc-in-grapevine-tx-235975292&usg=AFQjCNEyD2NvN3rUhPoBIH7plOiTCdGvhA&bvm=bv.151426398,d.cGw" target="_blank">BBB Business Profile | USHEALTH Advisors, LLC</a></p></blockquote><p></p>
[QUOTE="soonersfan, post: 2975790, member: 9063"] I think they are a legitimate company but the particular plan they are trying to sell you might be junk. You need to read the terms and coverage of the plan. It sounds like a catastrophic plan that only covers certain illnesses/injuries. It may have a maximum payout. So, you might pay the first $7,000, they pay the next $30,000 to the policy limit and you are on the hook for whatever happens in excess of that. I would read the plan and the coverage limits. I would also ask them to make any guarantees about ACA in writing. If nothing else, you could end up with catastrophic coverage which is a good idea and save money on the penalty. It doesn't hurt to read the thing and shop around though. [URL='https://www.google.com/url?sa=t&rct=j&q=&esrc=s&source=web&cd=3&ved=0ahUKEwif7oj7943TAhUXwWMKHS-hCPYQFggnMAI&url=https%3A%2F%2Fwww.bbb.org%2Fcentral-texas%2Fbusiness-reviews%2Finsurance-companies%2Fushealth-advisors-llc-in-grapevine-tx-235975292&usg=AFQjCNEyD2NvN3rUhPoBIH7plOiTCdGvhA&bvm=bv.151426398,d.cGw']BBB Business Profile | USHEALTH Advisors, LLC[/URL] [/QUOTE]
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