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The Water Cooler
General Discussion
Anyone know about House insurance?
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<blockquote data-quote="EhlerDave" data-source="post: 3205163" data-attributes="member: 2564"><p>Well after reading the OP, let me explain a bit more, that is the kind of post I leave when I have not been to sleep for a couple of days. </p><p></p><p>First the building was built in 1920, it is a old school. It has been remodeled for living space,, even has a house style kitchen added. The occupancy would be 2 people. Now we are talking a 18,000 sq ft building. Full gymnasium and auditorium, with a commercial sized kitchen, it is able to feed a couple hundred people at a time. I have no clue as to how many rooms, but it is a bunch. </p><p></p><p>This is why I was wondering about the insurance problem. The local fire dept is rated a 0 (volunteer, with no training, no equipment for a structure fire, plus the town water system CAN NOT flow enough for a pump truck to hook to a hydrant) so in the eyes of insurance, it does not exist. It is not a problem that will ever be fixed. I know this because I am in the same area and get to deal with the insurance problem. Plus I was on the fire dept years ago.</p><p></p><p>I see some very good ideas on here and today I will call a few places and see what they have to say. The worst they can say is no. <img src="/images/smilies/smile.png" class="smilie" loading="lazy" alt=":)" title="Smile :)" data-shortname=":)" /></p><p></p><p>Thanks for the help. If just the loan can be covered it would be a done deal. And like my other post about the car, the guy I am speaking with is my son. <img src="/images/smilies/smile.png" class="smilie" loading="lazy" alt=":)" title="Smile :)" data-shortname=":)" /></p></blockquote><p></p>
[QUOTE="EhlerDave, post: 3205163, member: 2564"] Well after reading the OP, let me explain a bit more, that is the kind of post I leave when I have not been to sleep for a couple of days. First the building was built in 1920, it is a old school. It has been remodeled for living space,, even has a house style kitchen added. The occupancy would be 2 people. Now we are talking a 18,000 sq ft building. Full gymnasium and auditorium, with a commercial sized kitchen, it is able to feed a couple hundred people at a time. I have no clue as to how many rooms, but it is a bunch. This is why I was wondering about the insurance problem. The local fire dept is rated a 0 (volunteer, with no training, no equipment for a structure fire, plus the town water system CAN NOT flow enough for a pump truck to hook to a hydrant) so in the eyes of insurance, it does not exist. It is not a problem that will ever be fixed. I know this because I am in the same area and get to deal with the insurance problem. Plus I was on the fire dept years ago. I see some very good ideas on here and today I will call a few places and see what they have to say. The worst they can say is no. :) Thanks for the help. If just the loan can be covered it would be a done deal. And like my other post about the car, the guy I am speaking with is my son. :) [/QUOTE]
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