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The Water Cooler
General Discussion
Anyone know about House insurance?
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<blockquote data-quote="inactive" data-source="post: 3205240" data-attributes="member: 7488"><p>If it's an owner-occupied conversion of a school or other old building, you can get insured by <em>most </em>companies but not on a standard policy. It'd be an HO-8 form to offer limited coverages to the older property. That's the key word on type of policy to ask for/explore, but the key is <em>owner-occupied</em>. You'd/They'd need to review the coverage <em>VERY </em>carefully as it's not all the same as a normal policy; most all is pro-rated or Actual Cash Value (depreciated) coverage and not replacement/rebuild costs.</p></blockquote><p></p>
[QUOTE="inactive, post: 3205240, member: 7488"] If it's an owner-occupied conversion of a school or other old building, you can get insured by [I]most [/I]companies but not on a standard policy. It'd be an HO-8 form to offer limited coverages to the older property. That's the key word on type of policy to ask for/explore, but the key is [I]owner-occupied[/I]. You'd/They'd need to review the coverage [I]VERY [/I]carefully as it's not all the same as a normal policy; most all is pro-rated or Actual Cash Value (depreciated) coverage and not replacement/rebuild costs. [/QUOTE]
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The Water Cooler
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Anyone know about House insurance?
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