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The Water Cooler
General Discussion
Buying first house - advice?
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<blockquote data-quote="inactive" data-source="post: 3211608" data-attributes="member: 7488"><p>I agree with you in that I like the separate as well, but many (most?) lenders require you to pay they into escrow so they can ensure the taxes and hazard insurance are paid. I'm about 99% sure the FHA, VA, and section 184 loans do.</p><p></p><p>And 30-50 bucks for PMI is what it was maybe 15 year ago. These days after the 2008 bubble burst, the premiums are more like 100-200+ per month. It's ridiculous. The big advantage of my section 184 (Native American) loan is no monthly PMI. That lending program is the single biggest benefit I've ever had for being a tribal citizen.</p></blockquote><p></p>
[QUOTE="inactive, post: 3211608, member: 7488"] I agree with you in that I like the separate as well, but many (most?) lenders require you to pay they into escrow so they can ensure the taxes and hazard insurance are paid. I'm about 99% sure the FHA, VA, and section 184 loans do. And 30-50 bucks for PMI is what it was maybe 15 year ago. These days after the 2008 bubble burst, the premiums are more like 100-200+ per month. It's ridiculous. The big advantage of my section 184 (Native American) loan is no monthly PMI. That lending program is the single biggest benefit I've ever had for being a tribal citizen. [/QUOTE]
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Buying first house - advice?
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