Why does anyone use a debit card? I have no debit cards, but do use credit cards. I have had charges > $10,000 on a Discover card. I called Discover, questioned the charge, found where the card was used. I contacted the Sam's Club where it was used, talked to the store manager and found out a club member from Chicago bought $10,000 of cigarettes. I asked for video of the purchase, but Sam's wouldn't provide me that.
I disputed the charge, called the Memphis police and filed a report. As far as I know nothing happened, but I paid nothing, I was out some time, but I was interested in tracing what happened.
Discover cancelled my card and overnighted me a new card for free. That was the extent of my risk.
Using a credit card vs. a debit card is advantageous because, the credit card takes all the risk and you can get cash back (2%-5%).
I disputed the charge, called the Memphis police and filed a report. As far as I know nothing happened, but I paid nothing, I was out some time, but I was interested in tracing what happened.
Discover cancelled my card and overnighted me a new card for free. That was the extent of my risk.
Using a credit card vs. a debit card is advantageous because, the credit card takes all the risk and you can get cash back (2%-5%).