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Card fraud

STS11

Marksman
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OK
We have had to replace three cards over the years for fraud. One in Elmira NY for purchases at a Tractor supply, one at Portland Oregon for some gamer stuff from walmart, and the last I don't remember.
Story is, that we tried to get the card owners to be aggressive in prosecuting the CC fraud but they didn't seem interested.
The walmart sale was easy to track in Portland. I had a shipping address and a proposed date of delivery to a business in a strip mall as displayed on google earth.
Called the Portland Police dept and was told it wasn't big enough fish for them to worry about.
Nobody cares.
We didn't lose any money as the CC company covered the losses but that isn't the point. They should be proactive going after these folks and aren't.
That just makes them more bold knowing they can make any number of attempts at fraud and nobody will come after them.


You were lucky. Somebody did that to me on Dish Network. Dish said that they didn't care if I claimed that I didn't do it. I had to pay fraudulent charges. Then they cut me off from credit card payments. I had to go to Walmart to pay my Dish bill. After a few months they let me autopay with a new card. However, I had to pay for $550 of stuff I didn't oder or receive.
 

MacFromOK

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Southern Oklahoma
You were lucky. Somebody did that to me on Dish Network. Dish said that they didn't care if I claimed that I didn't do it. I had to pay fraudulent charges. Then they cut me off from credit card payments. I had to go to Walmart to pay my Dish bill. After a few months they let me autopay with a new card. However, I had to pay for $550 of stuff I didn't oder or receive.
I woulda dropped 'em like a hot rock before I donated $550.

There are several things you can do to remedy business malfeasance, starting with the BBB (Better Business Bureau). Some companies are also literally terrified of the Oklahoma Corporation Commission.

For your situation, the FCC (Federal Communications Commission) regulates cable and satellite services.

Never surrender until you've exhausted all options... ;)
:drunk2:
 

Snattlerake

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Write in sharpee on the back of your card in the signature block "NOT VALID WITHOUT PROPER ID"
And follow your server to the card machine. These RFID cards are just lazy man's trouble. The banks force you to accept this technology, you cannot opt out. I'm thinking about a way to disable my RFID antenna on mine if I can. I'm doing research on it right now.
 

CapnD

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Jan 2, 2021
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Broken Arrow
Let me share something that is not "card fraud" but it is fraud that is easily done with an activity many people allow on their bank accounts.

This is a true story.

You provide your checking account number for an automatic payment withdrawal, or so that money can be regularly be deposited, or in my case, so that an attorney could do some trust work for me.

Office staff person of law firm acquires a credit card in companies name but attorney is not aware of card. Personal purchases are made on the credit card and office person uses my bank account number to pay credit card online. Money leaves my account without my authorization to pay bill. Tracing it back was incredibly hard because nobody will provide you any information, bank's not that interested in pursuing because it did not exceed $5,000 (but over $3,000), but did allow me to file a claim. Using technology I was able to trace it back to an IP address and get enough information to lay blame appropriately. As a result of my evidence, attorney investigated and found the culprit (he was very surprised). Charges were filed. I was the third person in which she had used a bank account number to pay card. I was the first person to be able to tie it back and figure out what was going on...

All to say, when you give your bank account information to someone, you are trusting they will use it as agreed upon. Unscrupulous employees may use it to their advantage. Even if the sole purpose is for deposits, it can be used to withdraw money, or in my case to pay a bill!
 

Parks 788

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Oct 13, 2010
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Costa Mesa, CA
Is it my luck or is it getting BAD out there?
Few weeks ago I had to get a new Credit Card because somebody decided to use my card to make an online TV purchase at a Meijer store in Michigan, then charged an uber ride too which I can only assume was to go pick it up.

Tonight I'm checking my primary debit card and notice 5 transactions for online orders at Chipotle in Newport Beach, CA. So I guess now I get to shut that one down and get a new one.

I do like Chipotle. It was good. Thank you.
 

dennishoddy

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Dec 9, 2008
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Ponca City Ok
You were lucky. Somebody did that to me on Dish Network. Dish said that they didn't care if I claimed that I didn't do it. I had to pay fraudulent charges. Then they cut me off from credit card payments. I had to go to Walmart to pay my Dish bill. After a few months they let me autopay with a new card. However, I had to pay for $550 of stuff I didn't oder or receive.
You should have contacted your CC company and contested the charges. Typically the CC company rules in favor of the CC owner and won't pay the bill.
Dish doesn't care. They got their money, it's up to you to fight it.
 

dennishoddy

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Messages
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Ponca City Ok
Let me share something that is not "card fraud" but it is fraud that is easily done with an activity many people allow on their bank accounts.

This is a true story.

You provide your checking account number for an automatic payment withdrawal, or so that money can be regularly be deposited, or in my case, so that an attorney could do some trust work for me.

Office staff person of law firm acquires a credit card in companies name but attorney is not aware of card. Personal purchases are made on the credit card and office person uses my bank account number to pay credit card online. Money leaves my account without my authorization to pay bill. Tracing it back was incredibly hard because nobody will provide you any information, bank's not that interested in pursuing because it did not exceed $5,000 (but over $3,000), but did allow me to file a claim. Using technology I was able to trace it back to an IP address and get enough information to lay blame appropriately. As a result of my evidence, attorney investigated and found the culprit (he was very surprised). Charges were filed. I was the third person in which she had used a bank account number to pay card. I was the first person to be able to tie it back and figure out what was going on...

All to say, when you give your bank account information to someone, you are trusting they will use it as agreed upon. Unscrupulous employees may use it to their advantage. Even if the sole purpose is for deposits, it can be used to withdraw money, or in my case to pay a bill!
Happens every day. Especially around cities with casinos nearby.
 
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