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The Water Cooler
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Card fraud
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<blockquote data-quote="SlugSlinger" data-source="post: 3528812" data-attributes="member: 7248"><p>Why does anyone use a debit card? I have no debit cards, but do use credit cards. I have had charges > $10,000 on a Discover card. I called Discover, questioned the charge, found where the card was used. I contacted the Sam's Club where it was used, talked to the store manager and found out a club member from Chicago bought $10,000 of cigarettes. I asked for video of the purchase, but Sam's wouldn't provide me that. </p><p></p><p>I disputed the charge, called the Memphis police and filed a report. As far as I know nothing happened, but I paid nothing, I was out some time, but I was interested in tracing what happened. </p><p></p><p>Discover cancelled my card and overnighted me a new card for free. That was the extent of my risk.</p><p></p><p>Using a credit card vs. a debit card is advantageous because, the credit card takes all the risk and you can get cash back (2%-5%).</p></blockquote><p></p>
[QUOTE="SlugSlinger, post: 3528812, member: 7248"] Why does anyone use a debit card? I have no debit cards, but do use credit cards. I have had charges > $10,000 on a Discover card. I called Discover, questioned the charge, found where the card was used. I contacted the Sam's Club where it was used, talked to the store manager and found out a club member from Chicago bought $10,000 of cigarettes. I asked for video of the purchase, but Sam's wouldn't provide me that. I disputed the charge, called the Memphis police and filed a report. As far as I know nothing happened, but I paid nothing, I was out some time, but I was interested in tracing what happened. Discover cancelled my card and overnighted me a new card for free. That was the extent of my risk. Using a credit card vs. a debit card is advantageous because, the credit card takes all the risk and you can get cash back (2%-5%). [/QUOTE]
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