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The Water Cooler
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credit card charges
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<blockquote data-quote="soonersfan" data-source="post: 1582685" data-attributes="member: 9063"><p>It baffles me that the government would be legislating that a business can't recover a fee imposed by a cc company. Oh wait, it doesn't baffle me. This is typical of our current legislation.</p><p></p><p>I don't pass on any fees to my customers but in a way it is really the cash customer that is being discriminated against. I should raise my prices 3% and give cash back to my cash customers. It's not feasible for me to really do that but I understand why some small businesses need to recover their 3% and try to motivate their customers to use cash. I know that I always take cash to the DMV because I don't want to pay the fee. I pay cash whenever I can at small mom and pop stores because I know they can't negotiate the cc fees that large corporations can and 3% can be a big deal to a small business. I also stopped using AMEX because they charge retailers, including me, almost 1% higher than Visa, MC and Discover.</p><p></p><p>In the end, we have legislation encouraging credit card debt and discouraging the use of good ole cash and a "don't spend what you don't have mentality." I wonder if the cc companies have any lobbyist who may have potentially influenced this legislation.</p></blockquote><p></p>
[QUOTE="soonersfan, post: 1582685, member: 9063"] It baffles me that the government would be legislating that a business can't recover a fee imposed by a cc company. Oh wait, it doesn't baffle me. This is typical of our current legislation. I don't pass on any fees to my customers but in a way it is really the cash customer that is being discriminated against. I should raise my prices 3% and give cash back to my cash customers. It's not feasible for me to really do that but I understand why some small businesses need to recover their 3% and try to motivate their customers to use cash. I know that I always take cash to the DMV because I don't want to pay the fee. I pay cash whenever I can at small mom and pop stores because I know they can't negotiate the cc fees that large corporations can and 3% can be a big deal to a small business. I also stopped using AMEX because they charge retailers, including me, almost 1% higher than Visa, MC and Discover. In the end, we have legislation encouraging credit card debt and discouraging the use of good ole cash and a "don't spend what you don't have mentality." I wonder if the cc companies have any lobbyist who may have potentially influenced this legislation. [/QUOTE]
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