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The Water Cooler
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Current price to build a home?
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<blockquote data-quote="Capm_Spaulding" data-source="post: 3933488" data-attributes="member: 17977"><p>I am still fairly young, no kiddos yet, though eventually. We bought our current house in 2018 for $116/sq ft at a decent APR, though FHA so we are paying PMI.</p><p></p><p>We have since doubled our income and the house has appreciated around 30%. What brought about my question is I was just thinking recently of selling and taking the equity to buy land and build; we could rent for a year or two during that time.</p><p></p><p>I don’t want to upgrade or get a bigger house really, I’d like to stay around 2000 sq ft, just in a better area. I love our house now, but it was bought with the mind of a 20something, so things like school districts, hospitals, neighbors, etc weren’t even on the radar. Logan county in general has not been the kindest to us in our time here.</p><p></p><p>We like quality things, but they don’t have to be fancy, we just prefer buy once cry once type financial planning, so I figure mostly average/builder grade except for a few things that require that wincing for a better long term return. Hell, we even looked at pole barn plans, but those are running 200+ right now, so it seems everyone had the same idea.</p><p></p><p>We consider ourselves lucky to have slid under the closing wall in 2018, but it sounds like maybe none of the rest of this is a possibility in JB’s world.</p></blockquote><p></p>
[QUOTE="Capm_Spaulding, post: 3933488, member: 17977"] I am still fairly young, no kiddos yet, though eventually. We bought our current house in 2018 for $116/sq ft at a decent APR, though FHA so we are paying PMI. We have since doubled our income and the house has appreciated around 30%. What brought about my question is I was just thinking recently of selling and taking the equity to buy land and build; we could rent for a year or two during that time. I don’t want to upgrade or get a bigger house really, I’d like to stay around 2000 sq ft, just in a better area. I love our house now, but it was bought with the mind of a 20something, so things like school districts, hospitals, neighbors, etc weren’t even on the radar. Logan county in general has not been the kindest to us in our time here. We like quality things, but they don’t have to be fancy, we just prefer buy once cry once type financial planning, so I figure mostly average/builder grade except for a few things that require that wincing for a better long term return. Hell, we even looked at pole barn plans, but those are running 200+ right now, so it seems everyone had the same idea. We consider ourselves lucky to have slid under the closing wall in 2018, but it sounds like maybe none of the rest of this is a possibility in JB’s world. [/QUOTE]
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