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The Water Cooler
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Did your car insurance go up?
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<blockquote data-quote="aarondhgraham" data-source="post: 3786159" data-attributes="member: 13337"><p>I bought a brand new Hyundai back on Nov 31, 2021,,,</p><p>I was very disappointed with Progressive after my deer collision,,,</p><p>So I decided to go with a company that had offices and a real human agent.</p><p></p><p>Allstate.</p><p></p><p>I got a pretty fat policy,,,$250 deductible,,,'</p><p>Total car replacement, high amount for uninsured driver, etc.</p><p></p><p>I was happy with the rate of $557.00 for 6 months,,,</p><p>Then this past Monday I got the e-mail reminding me of my scheduled 6-month auto payment.</p><p></p><p>My coverage had gone up to $671.00 for 6 months,,,</p><p>That's a hair over a 20% rate increase.</p><p></p><p>I'm afraid I wasn't very nice to the Allstate rep I spoke with on the phone,,,</p><p>Apparently they raised rates for everyone in Oklahoma.</p><p></p><p>I went in yesterday and lowered some coverage amounts,,,</p><p>I went from $250 to $600 deductible which helped,,,</p><p>And dropped uninsured motorist protection.</p><p></p><p>I wasn't aware that it only covered my medical,,,</p><p>Since I have very good health insurance and Medicare,,,</p><p>I decided that the cost of that coverage was not really necessary.</p><p></p><p>I got it down to $535.00 now,,,</p><p>That's within my budgeted allowance for car insurance.</p><p></p><p>Until the next time they make an arbitrary increase.</p><p></p><p>Like most retirees I'm watching inflation whittle away at my very fixed income.</p><p></p><p>Aarond</p><p></p><p>.</p></blockquote><p></p>
[QUOTE="aarondhgraham, post: 3786159, member: 13337"] I bought a brand new Hyundai back on Nov 31, 2021,,, I was very disappointed with Progressive after my deer collision,,, So I decided to go with a company that had offices and a real human agent. Allstate. I got a pretty fat policy,,,$250 deductible,,,' Total car replacement, high amount for uninsured driver, etc. I was happy with the rate of $557.00 for 6 months,,, Then this past Monday I got the e-mail reminding me of my scheduled 6-month auto payment. My coverage had gone up to $671.00 for 6 months,,, That's a hair over a 20% rate increase. I'm afraid I wasn't very nice to the Allstate rep I spoke with on the phone,,, Apparently they raised rates for everyone in Oklahoma. I went in yesterday and lowered some coverage amounts,,, I went from $250 to $600 deductible which helped,,, And dropped uninsured motorist protection. I wasn't aware that it only covered my medical,,, Since I have very good health insurance and Medicare,,, I decided that the cost of that coverage was not really necessary. I got it down to $535.00 now,,, That's within my budgeted allowance for car insurance. Until the next time they make an arbitrary increase. Like most retirees I'm watching inflation whittle away at my very fixed income. Aarond . [/QUOTE]
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