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The Water Cooler
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Driver intentionally hits passing motorcycle...
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<blockquote data-quote="Rod Snell" data-source="post: 2803970" data-attributes="member: 796"><p>The Insurance Institute for Highway Safety (IIHS) is an independent, nonprofit scientific and educational organization dedicated to reducing the losses - deaths, injuries and property damage - from crashes on the nation's roads.</p><p></p><p>4. How do crash rates for older drivers compare with those for drivers of other ages? </p><p></p><p>Older drivers have low rates of police-reported crash involvements per capita; their per capita fatal crash rates begin to increase at age 70. Per mile traveled, crash rates and fatal crash rates also start increasing at about age 70. Some caution should be used when comparing crash rates per mile traveled of different age groups. Older drivers generally travel fewer annual miles than most other age groups and, similar to low-mileage drivers of other ages, they tend to accumulate much of their mileage in city driving conditions. In contrast, drivers who accumulate more miles tend to drive more on freeways or divided multilane roads, which generally have much lower crash rates than other types of roads. Hence, the elevated crash rates for older drivers when measured per mile traveled may be somewhat inflated due to the type of driving they do. 15 </p><p></p><p>Insurance claims provide another view of crashes of all severities. Property damage liability claims are filed when an at-fault driver damages someone else's property. Collision coverage insures one's own vehicle against loss caused by a crash. Drivers ages 60-64 have the lowest rates of property damage liability claims and collision claims per insured vehicle year. <strong>Rates start increasing after about age 65, and rise above rates for middle-aged drivers at about age 80. However, older drivers' insurance claim rates are much lower than rates for the youngest drivers.</strong></p><p></p><p><strong>Graph of accidents vs age group is available at this Insurance Institute for Highway Safety site:</strong> Click on item 4 and scroll down.</p><p><a href="http://www.iihs.org/iihs/topics/t/older-drivers/qanda" target="_blank">http://www.iihs.org/iihs/topics/t/older-drivers/qanda</a></p><p><strong>According to this graph, drivers in the 80-84 age group have about the same number of crashes per million miles (5) as the 30-34 age group (4.7) Even the 85+ age group has a lower accident rate (7.9) than the 25-29 age group (8.6). The drivers age 60-69 have the lowest accident rate (3 per million miles traveled.) </strong></p><p></p><p><strong>Crash rates for all age groups under 30 are higher than even the 85+ age group (7.9). Age 25-29 (8.6); Age 20-24 (9.4); Under age 20 (12.7)</strong></p><p></p><p>8. Do older drivers constitute a substantial hazard to other road users? </p><p>In terms of fatalities, older drivers are a danger mostly to themselves and their passengers, who also typically are older and thus more vulnerable to injuries. 24, 25, 26, 27 In 2013, 75 percent of people killed in crashes involving a driver 70 or older were either the older driver themselves (61 percent) or their older passengers (15 percent).<strong> An Institute study found that, per licensed driver, drivers 60 and older kill fewer pedestrians, bicyclists, motorcyclists and occupants of other vehicles than do drivers ages 30-59. </strong></p></blockquote><p></p>
[QUOTE="Rod Snell, post: 2803970, member: 796"] The Insurance Institute for Highway Safety (IIHS) is an independent, nonprofit scientific and educational organization dedicated to reducing the losses - deaths, injuries and property damage - from crashes on the nation's roads. 4. How do crash rates for older drivers compare with those for drivers of other ages? Older drivers have low rates of police-reported crash involvements per capita; their per capita fatal crash rates begin to increase at age 70. Per mile traveled, crash rates and fatal crash rates also start increasing at about age 70. Some caution should be used when comparing crash rates per mile traveled of different age groups. Older drivers generally travel fewer annual miles than most other age groups and, similar to low-mileage drivers of other ages, they tend to accumulate much of their mileage in city driving conditions. In contrast, drivers who accumulate more miles tend to drive more on freeways or divided multilane roads, which generally have much lower crash rates than other types of roads. Hence, the elevated crash rates for older drivers when measured per mile traveled may be somewhat inflated due to the type of driving they do. 15 Insurance claims provide another view of crashes of all severities. Property damage liability claims are filed when an at-fault driver damages someone else's property. Collision coverage insures one's own vehicle against loss caused by a crash. Drivers ages 60-64 have the lowest rates of property damage liability claims and collision claims per insured vehicle year. [B]Rates start increasing after about age 65, and rise above rates for middle-aged drivers at about age 80. However, older drivers' insurance claim rates are much lower than rates for the youngest drivers.[/B] [B]Graph of accidents vs age group is available at this Insurance Institute for Highway Safety site:[/B] Click on item 4 and scroll down. [url]http://www.iihs.org/iihs/topics/t/older-drivers/qanda[/url] [B]According to this graph, drivers in the 80-84 age group have about the same number of crashes per million miles (5) as the 30-34 age group (4.7) Even the 85+ age group has a lower accident rate (7.9) than the 25-29 age group (8.6). The drivers age 60-69 have the lowest accident rate (3 per million miles traveled.) [/B] [B]Crash rates for all age groups under 30 are higher than even the 85+ age group (7.9). Age 25-29 (8.6); Age 20-24 (9.4); Under age 20 (12.7)[/B] 8. Do older drivers constitute a substantial hazard to other road users? In terms of fatalities, older drivers are a danger mostly to themselves and their passengers, who also typically are older and thus more vulnerable to injuries. 24, 25, 26, 27 In 2013, 75 percent of people killed in crashes involving a driver 70 or older were either the older driver themselves (61 percent) or their older passengers (15 percent).[B] An Institute study found that, per licensed driver, drivers 60 and older kill fewer pedestrians, bicyclists, motorcyclists and occupants of other vehicles than do drivers ages 30-59. [/B] [/QUOTE]
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