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The Water Cooler
General Discussion
Earthquake home insurance policy
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<blockquote data-quote="FullAuto" data-source="post: 2379119" data-attributes="member: 5110"><p>State Farm offers it with homeowner's coverage, not a stand alone policy. Deductible is 2% of Coverage A. Premium is roughly 60 cents per $1k of A coverage. They don't issue it until 60 afters a 5.0 earthquake. So there's been a couple of delays on getting policies this past year. </p><p></p><p>If you find something, ask specifically if they cover exterior bricks. Some earthquake policies don't cover brick damage. And deductibles can be upwards of 15% of A coverage.</p></blockquote><p></p>
[QUOTE="FullAuto, post: 2379119, member: 5110"] State Farm offers it with homeowner's coverage, not a stand alone policy. Deductible is 2% of Coverage A. Premium is roughly 60 cents per $1k of A coverage. They don't issue it until 60 afters a 5.0 earthquake. So there's been a couple of delays on getting policies this past year. If you find something, ask specifically if they cover exterior bricks. Some earthquake policies don't cover brick damage. And deductibles can be upwards of 15% of A coverage. [/QUOTE]
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Earthquake home insurance policy
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