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The Water Cooler
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Equifax Breach
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<blockquote data-quote="Shadowrider" data-source="post: 3032639" data-attributes="member: 3099"><p>It's bogus anyway. Way back in the day I had a car salesman bitching because we had some stuff on our report, but had great income to debt ratio and could easily afford what we were looking at. Didn't matter the report is gospel like that magic little number is all telling or something and he couldn't finance us. </p><p></p><p>My credit is now good but I could care less. If I don't pay cash for it, I don't buy it. My mortgage is all I owe and when it's gone, there ain't gonna be anymore notes with my name on them. I may get a CC just for the layer of protection it provides, but it'll be paid in full each month.</p></blockquote><p></p>
[QUOTE="Shadowrider, post: 3032639, member: 3099"] It's bogus anyway. Way back in the day I had a car salesman bitching because we had some stuff on our report, but had great income to debt ratio and could easily afford what we were looking at. Didn't matter the report is gospel like that magic little number is all telling or something and he couldn't finance us. My credit is now good but I could care less. If I don't pay cash for it, I don't buy it. My mortgage is all I owe and when it's gone, there ain't gonna be anymore notes with my name on them. I may get a CC just for the layer of protection it provides, but it'll be paid in full each month. [/QUOTE]
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