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The Water Cooler
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First time homebuyer?
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<blockquote data-quote="makeithappen" data-source="post: 2774596" data-attributes="member: 24464"><p>Appliances and yard equipment are something few consider prior. Good call jrusling. A quality realtor that you feel comfortable with and don't feel as though they're pushing you in any specific direction but the one you request is paramount. Pick an area you'd like to live and consider the area around it. Is new construction of houses/shopping/eating areas occurring which will raise the value over time? Pay careful attention to the condition of the neighbor's houses. It will tell you a lot about who you will be dealing with day in and day out. </p><p></p><p>When looking at houses, given what you listed, you can go bachelor pad and stay on the lower end with a smaller place, or go toward the higher end of your spending limit and not feel cramped should you marry and have a child. Realize your house payment will go up over time due to property tax and insurance costs. It shouldn't be much, but my first house had the payment jump $100 a month. That hurt. Air conditioning units, I've been told, last generally 15-25 years. Replacement and bringing to code will run about $10k. </p><p></p><p>You can never have enough storage or parking. A 2 car garage is a commodity that I personally couldn't live without on my houses. Having just built a house, we went with a 3 car.</p><p></p><p>Realize this will not be the house you live in forever. Let it be a starter home and don't be tempted to over buy.</p></blockquote><p></p>
[QUOTE="makeithappen, post: 2774596, member: 24464"] Appliances and yard equipment are something few consider prior. Good call jrusling. A quality realtor that you feel comfortable with and don't feel as though they're pushing you in any specific direction but the one you request is paramount. Pick an area you'd like to live and consider the area around it. Is new construction of houses/shopping/eating areas occurring which will raise the value over time? Pay careful attention to the condition of the neighbor's houses. It will tell you a lot about who you will be dealing with day in and day out. When looking at houses, given what you listed, you can go bachelor pad and stay on the lower end with a smaller place, or go toward the higher end of your spending limit and not feel cramped should you marry and have a child. Realize your house payment will go up over time due to property tax and insurance costs. It shouldn't be much, but my first house had the payment jump $100 a month. That hurt. Air conditioning units, I've been told, last generally 15-25 years. Replacement and bringing to code will run about $10k. You can never have enough storage or parking. A 2 car garage is a commodity that I personally couldn't live without on my houses. Having just built a house, we went with a 3 car. Realize this will not be the house you live in forever. Let it be a starter home and don't be tempted to over buy. [/QUOTE]
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