My wife is a 1st year RN who will make around 90K this year w/ overtime and bonuses. She works with agency nurses that make 120-160K a year and has a friend that made 320Kish during the first Covid frenzy. I have been self-employed selling cars, parts and doing mechanic work for the past 12 years and will have a finance degree in a few weeks. Being self-employed was difficult starting out, but now it gives me a ton of flexibility that I can't get with a 9-5.