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<blockquote data-quote="Frederick" data-source="post: 3678125" data-attributes="member: 17825"><p>a lot of you folks around here are older...i'm guessing pension plans were the thing back 40 years ago.....i grew up with that not being the norm, so i have always saved for my own retirement. my parents generation was the leap generation....they didn't have the luxury of having the importance of personal retirement savings being impressed on them at a young age.</p><p></p><p>getting a pension these days means that you're either working for the .gov or military. in the old days, a company took care of you when you got old. atleast that was the case 45-80s, from what i understand. </p><p></p><p>401ks are the thing now, but to me it seems like just a scammy way to take retirement away from workers, and putting the responsibility on the employee. a lot of younger people are woefully ignorant of it and live day to day...expecting to live off Social Security, if they even think about it at all. or to die when they're 50, which i don't believe them.</p></blockquote><p></p>
[QUOTE="Frederick, post: 3678125, member: 17825"] a lot of you folks around here are older...i'm guessing pension plans were the thing back 40 years ago.....i grew up with that not being the norm, so i have always saved for my own retirement. my parents generation was the leap generation....they didn't have the luxury of having the importance of personal retirement savings being impressed on them at a young age. getting a pension these days means that you're either working for the .gov or military. in the old days, a company took care of you when you got old. atleast that was the case 45-80s, from what i understand. 401ks are the thing now, but to me it seems like just a scammy way to take retirement away from workers, and putting the responsibility on the employee. a lot of younger people are woefully ignorant of it and live day to day...expecting to live off Social Security, if they even think about it at all. or to die when they're 50, which i don't believe them. [/QUOTE]
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