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The Water Cooler
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<blockquote data-quote="turkeyrun" data-source="post: 2163299" data-attributes="member: 27991"><p>?????????? I missed where OP said anything about insurance going up. TAXES are based on assessment of home value. value goes up = higher tax bill.</p><p>Insurance is based on specific dollar amount specified by mortgage amount or you with assessment.</p><p>You can argue assessment value comparing homes in your area which have recently sold. Have argued before using FACT of 7 homes in neighborhood being listed for sale and NOT sold for over a yr and priced well below assessment value proposal. Assessment was changed, but figuring 50 homes in neighborhood and half argue with assessment, while other half accept the tax bill. The government coffers were filled. Researched a neighborhood to purchase a home, wondering why 1 of the 4 for sale was listed for $158k when the other 3 were $110 - $125. The $158k was the tax assessment. The last home that had sold in the neighborhood was 6 months earlier, at $102K.</p><p>Home was purchased for $104k and INSURED for $104k, even though agent said replacement cost was $168K? Makes you want to say, "SHOW ME THE CARFAX!"</p></blockquote><p></p>
[QUOTE="turkeyrun, post: 2163299, member: 27991"] ?????????? I missed where OP said anything about insurance going up. TAXES are based on assessment of home value. value goes up = higher tax bill. Insurance is based on specific dollar amount specified by mortgage amount or you with assessment. You can argue assessment value comparing homes in your area which have recently sold. Have argued before using FACT of 7 homes in neighborhood being listed for sale and NOT sold for over a yr and priced well below assessment value proposal. Assessment was changed, but figuring 50 homes in neighborhood and half argue with assessment, while other half accept the tax bill. The government coffers were filled. Researched a neighborhood to purchase a home, wondering why 1 of the 4 for sale was listed for $158k when the other 3 were $110 - $125. The $158k was the tax assessment. The last home that had sold in the neighborhood was 6 months earlier, at $102K. Home was purchased for $104k and INSURED for $104k, even though agent said replacement cost was $168K? Makes you want to say, "SHOW ME THE CARFAX!" [/QUOTE]
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