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The Water Cooler
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Gov. Stitt on Fox Business now...
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<blockquote data-quote="tRidiot" data-source="post: 3578744" data-attributes="member: 9374"><p>I think our plan at work is the same as the exchange plan for BCBS. It sucks, we have a deductible of $7700 per person and double that for the family, in addition, I'm paying about $7-8k in premiums for myself and the family and my employer pays more than that. </p><p></p><p>As for direct pay, I don't think it's really feasible unless we scrap the system and go back to reasonable charges for everything instead of inflated charges to insurance to get them to pay anything resembling a fair price. Then the private pay individuals get screwed because they can't get things done at the same rate insurance companies do - private pay patients pay more for the same services than market value due to laws that prevent you from charging different rates.</p><p></p><p>The whole thing is a mess.</p></blockquote><p></p>
[QUOTE="tRidiot, post: 3578744, member: 9374"] I think our plan at work is the same as the exchange plan for BCBS. It sucks, we have a deductible of $7700 per person and double that for the family, in addition, I'm paying about $7-8k in premiums for myself and the family and my employer pays more than that. As for direct pay, I don't think it's really feasible unless we scrap the system and go back to reasonable charges for everything instead of inflated charges to insurance to get them to pay anything resembling a fair price. Then the private pay individuals get screwed because they can't get things done at the same rate insurance companies do - private pay patients pay more for the same services than market value due to laws that prevent you from charging different rates. The whole thing is a mess. [/QUOTE]
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