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The Water Cooler
General Discussion
Have many of you refinanced your homes?
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<blockquote data-quote="soonersfan" data-source="post: 1581487" data-attributes="member: 9063"><p>Rates are significantly better on 15 year notes now. 30 year notes will be a thing of the past in 10 years. Banks are getting back to responsible lending and aren't making many 100% loans any more. I had two investment properties on 30 year notes that I financed 8 years ago at 6.5%. I'm refinancing them on 15 years at 4.65%. I'm rolling in closing cost and my payment increase is negligible. I never thought I would see investment property rates that low. My in-laws are just finishing construction on their new house and locked in 3.75%. I say take advantage of these rates while you can.</p></blockquote><p></p>
[QUOTE="soonersfan, post: 1581487, member: 9063"] Rates are significantly better on 15 year notes now. 30 year notes will be a thing of the past in 10 years. Banks are getting back to responsible lending and aren't making many 100% loans any more. I had two investment properties on 30 year notes that I financed 8 years ago at 6.5%. I'm refinancing them on 15 years at 4.65%. I'm rolling in closing cost and my payment increase is negligible. I never thought I would see investment property rates that low. My in-laws are just finishing construction on their new house and locked in 3.75%. I say take advantage of these rates while you can. [/QUOTE]
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The Water Cooler
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Have many of you refinanced your homes?
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