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The Water Cooler
General Discussion
Have many of you refinanced your homes?
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<blockquote data-quote="WhiteyMacD" data-source="post: 1582218" data-attributes="member: 7633"><p>It all depends on your goals. I agree with JB on the nothing more than 15yr notes, except if you are planning to hop. We financed initially under a 30yr at 6%, I refi'd 3 years in at 4%. Thing is, it is really stupid to try to pay down a house you are planning to hop out of anyway (hop meaning living in a home for 5 or less years).</p><p></p><p>Find a good loan officer that specializes in home financing. They will steer you straight based on what your goals are. I have never done financing through a big bank (countrywide, chase, BoA, etc).</p></blockquote><p></p>
[QUOTE="WhiteyMacD, post: 1582218, member: 7633"] It all depends on your goals. I agree with JB on the nothing more than 15yr notes, except if you are planning to hop. We financed initially under a 30yr at 6%, I refi'd 3 years in at 4%. Thing is, it is really stupid to try to pay down a house you are planning to hop out of anyway (hop meaning living in a home for 5 or less years). Find a good loan officer that specializes in home financing. They will steer you straight based on what your goals are. I have never done financing through a big bank (countrywide, chase, BoA, etc). [/QUOTE]
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The Water Cooler
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Have many of you refinanced your homes?
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