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The Water Cooler
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Health care reform and its battles draw similar lines to the civil wa
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<blockquote data-quote="71buickfreak" data-source="post: 1450996" data-attributes="member: 8373"><p>I think it goes far beyond just the insurance companies. The American public has been led to believe that they MUST have insurance, when in reality, all you really need is major medical coverage. If you are typical, healthy adult, you don't go to the doc very often. There is no reason to spend 250-1000 a month for a service that will otherwise cost you a couple of hundred a year. Pay for the doc visits out of your own pocket. Major medical or even a mid-level plan that takes care of expensive tests, etc would be much better. </p><p></p><p>The insurance companies are definitely part of the problem, malpractice insurance causes most doctors to over charge for their services, because it is so damn expensive. Hospitals overcharge because the insurance companies won't pay full price, so they jack up the bills to make more money. It all comes down to greed. </p><p></p><p>The insurance industry is regulated, but the medical care industry is not. You can charge $30 for an office visit or $300. There should be some standardized rules. Obviously that would be a difficult process, but I think that is true reform, not this crap we have now. </p><p></p><p>The pharma industry is even worse. They try to get you hooked on their drugs and charge ridiculous amounts. I have diabetes, I am uninsured. I pay for everything out of my own pocket. When I was diagnosed, the first thing my doc did was prescribe some daily meds. I took it once, it made me sick. I decided I was going to manage it with diet and excersize. I don't take the pills, I eat right. My glucose levels dropped to just above normal, which is what you find with a diabetic who is on meds. Medicine is not always the answer, lifestyle change is HUGE in most illnesses</p><p></p><p>I am not a huge regulation fan, but there are some things I believe should be regulated. All energy products should be regulated- electricity and natural gas/heating oil are heavily regulated, the only one that isn't is gasoline. It should be. The price of American oil and fuel should be regulated just like the other energy products are. It would have made a big difference, the economy would not have tanked if we had kept the oil companies from jacking up the fuel costs, that is what started it all back in 2004. largest profits in the history of oil, that should tell you something right there. </p><p></p><p>The medical industry should be heavily regulated as well. I don't think the price of a new car or TV should be regulated, but you need to see a doctor every once in a while, it should not cost you $200 for a basic check up. </p><p></p><p>I don't have all the answers, but I know that PACs and lobbyists are only out to get themselves rich. Politics should not play a role in the health care.</p></blockquote><p></p>
[QUOTE="71buickfreak, post: 1450996, member: 8373"] I think it goes far beyond just the insurance companies. The American public has been led to believe that they MUST have insurance, when in reality, all you really need is major medical coverage. If you are typical, healthy adult, you don't go to the doc very often. There is no reason to spend 250-1000 a month for a service that will otherwise cost you a couple of hundred a year. Pay for the doc visits out of your own pocket. Major medical or even a mid-level plan that takes care of expensive tests, etc would be much better. The insurance companies are definitely part of the problem, malpractice insurance causes most doctors to over charge for their services, because it is so damn expensive. Hospitals overcharge because the insurance companies won't pay full price, so they jack up the bills to make more money. It all comes down to greed. The insurance industry is regulated, but the medical care industry is not. You can charge $30 for an office visit or $300. There should be some standardized rules. Obviously that would be a difficult process, but I think that is true reform, not this crap we have now. The pharma industry is even worse. They try to get you hooked on their drugs and charge ridiculous amounts. I have diabetes, I am uninsured. I pay for everything out of my own pocket. When I was diagnosed, the first thing my doc did was prescribe some daily meds. I took it once, it made me sick. I decided I was going to manage it with diet and excersize. I don't take the pills, I eat right. My glucose levels dropped to just above normal, which is what you find with a diabetic who is on meds. Medicine is not always the answer, lifestyle change is HUGE in most illnesses I am not a huge regulation fan, but there are some things I believe should be regulated. All energy products should be regulated- electricity and natural gas/heating oil are heavily regulated, the only one that isn't is gasoline. It should be. The price of American oil and fuel should be regulated just like the other energy products are. It would have made a big difference, the economy would not have tanked if we had kept the oil companies from jacking up the fuel costs, that is what started it all back in 2004. largest profits in the history of oil, that should tell you something right there. The medical industry should be heavily regulated as well. I don't think the price of a new car or TV should be regulated, but you need to see a doctor every once in a while, it should not cost you $200 for a basic check up. I don't have all the answers, but I know that PACs and lobbyists are only out to get themselves rich. Politics should not play a role in the health care. [/QUOTE]
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