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The Water Cooler
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health insurance enrollment period
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<blockquote data-quote="cktad" data-source="post: 1329833" data-attributes="member: 2521"><p>I've had Global Heath HMO for 4 years and it as good or bad as any HMO I have used. All HMO plans require you to have a PCP (gatekeeper) and they have to refer you to any specialists. Only Aetna Free Access HMO didn't require referrals but that plan cost an arm and a leg, I mean 3 times what Global cost. Your choice of specialist is limited on Global and they can be picky about what prescriptions you can have. Wife does good on Nexium but they made her switch to Prilosec which doesn't work as well and won't approve Nexium no matter what her PCP or specialist says. I plan to shop around this open season but the doctors office said all of the health plans had limitations and basically suck.</p></blockquote><p></p>
[QUOTE="cktad, post: 1329833, member: 2521"] I've had Global Heath HMO for 4 years and it as good or bad as any HMO I have used. All HMO plans require you to have a PCP (gatekeeper) and they have to refer you to any specialists. Only Aetna Free Access HMO didn't require referrals but that plan cost an arm and a leg, I mean 3 times what Global cost. Your choice of specialist is limited on Global and they can be picky about what prescriptions you can have. Wife does good on Nexium but they made her switch to Prilosec which doesn't work as well and won't approve Nexium no matter what her PCP or specialist says. I plan to shop around this open season but the doctors office said all of the health plans had limitations and basically suck. [/QUOTE]
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