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The Water Cooler
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health insurance
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<blockquote data-quote="JD8" data-source="post: 2924768" data-attributes="member: 24"><p>That's what it is, separate policies with... likely... a household discount. I used to broker health and benefits for small businesses, groups and individuals. </p><p></p><p>To those getting on Medicare get a Plan F, or Plan G supplemental. Plan G will likely go up less quickly over the years. You pay a deductible but you typically come out better as their insurance pools don't get hit as hard. It really doesn't matter what company you use, you're only shopping price. A plan F or G is mandated by law in terms of coverage and since they are secondary to medicare, they HAVE to pay any medicare approved claim. Otherwise they get booted from the insurance pool.</p><p></p><p>If someone comes at you with a medicare advantage plan then run away. Can't tell you how many lives that crap has ruined, it should be illegal IMO.</p></blockquote><p></p>
[QUOTE="JD8, post: 2924768, member: 24"] That's what it is, separate policies with... likely... a household discount. I used to broker health and benefits for small businesses, groups and individuals. To those getting on Medicare get a Plan F, or Plan G supplemental. Plan G will likely go up less quickly over the years. You pay a deductible but you typically come out better as their insurance pools don't get hit as hard. It really doesn't matter what company you use, you're only shopping price. A plan F or G is mandated by law in terms of coverage and since they are secondary to medicare, they HAVE to pay any medicare approved claim. Otherwise they get booted from the insurance pool. If someone comes at you with a medicare advantage plan then run away. Can't tell you how many lives that crap has ruined, it should be illegal IMO. [/QUOTE]
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