I used both the VFW and DAV and got very little assistance and maxed out at 40%. Finally used Dale Graham Veterans Foundation and got excellent service and 100% disability. I have referred many others that got little help/satisfaction from the other organizations and they all had great luck with Dale Graham. His organization is considered the best in the state for helping veterans. And no it doesn't cost anything but your time.^^^This. I haven't done it myself yet but my nurse at the VA highly recommended going to my local VFW. They helped her apply, and push everything through for her 90% disability.