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The Water Cooler
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Home insurance increase.
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<blockquote data-quote="Lee Beaittie" data-source="post: 3895863" data-attributes="member: 47034"><p>My home and auto is with State Farm, has been for about 30+ yrs. My auto policy goes down gradually, however our home policy does like yours continue to increase each year, with the exception of 2018/2019 when they spent a Sh_t ton of money (about 45k) putting a new roof on my house and everything else, my premium went down just about 1k because I payed extra for impact resistant shingles. With that being said, look at your replacement cost and contents limits. mine are almost three times what I paid for my house and there is no I have in contents wise what they have my limits set at. Our neighbor who use to be a realtor said she went to her agent and told them to lower her ins limits to what ever she came up with and it lowered her homeowners ins by about 1/3rd.</p></blockquote><p></p>
[QUOTE="Lee Beaittie, post: 3895863, member: 47034"] My home and auto is with State Farm, has been for about 30+ yrs. My auto policy goes down gradually, however our home policy does like yours continue to increase each year, with the exception of 2018/2019 when they spent a Sh_t ton of money (about 45k) putting a new roof on my house and everything else, my premium went down just about 1k because I payed extra for impact resistant shingles. With that being said, look at your replacement cost and contents limits. mine are almost three times what I paid for my house and there is no I have in contents wise what they have my limits set at. Our neighbor who use to be a realtor said she went to her agent and told them to lower her ins limits to what ever she came up with and it lowered her homeowners ins by about 1/3rd. [/QUOTE]
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