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The Water Cooler
General Discussion
home insurance, what have you found out
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<blockquote data-quote="Peace_Maker" data-source="post: 2645113" data-attributes="member: 2164"><p>Is your home new? USAA gives me a $3000 discount for having a new house. My home is insured for $400K and it only costs me $1500, last year it was $1200. </p><p></p><p>Two other things you can do is play with your deductible. If you have an emergency fund built up you can raise your deductible. I have also heard that Farmers will let you raise your deductible for the non hail months and then lower it for storm season, a friend said this saves him $300 a year.</p></blockquote><p></p>
[QUOTE="Peace_Maker, post: 2645113, member: 2164"] Is your home new? USAA gives me a $3000 discount for having a new house. My home is insured for $400K and it only costs me $1500, last year it was $1200. Two other things you can do is play with your deductible. If you have an emergency fund built up you can raise your deductible. I have also heard that Farmers will let you raise your deductible for the non hail months and then lower it for storm season, a friend said this saves him $300 a year. [/QUOTE]
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