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The Water Cooler
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<blockquote data-quote="okcBob" data-source="post: 4113133" data-attributes="member: 45783"><p>Savings are good. No need to use any either. No debt for years now. If I need any extra cash, I’ll sell off some rifles. I Retired with SS, a work pension, & IRA, 403-b. I’ve made a lot of bad decisions but not saving for retirement wasnt one of them. My father told me he never met an old person who said “wow I saved way too much $ to retire on”. So, I maximized my 403-b with company matching contributions, & my IRA’s.</p><p>Any young folks out there, I recommend starting a Roth IRA with automatic bank contributions in a good S&P 500 index mutual fund. Even if only $100/month. Do that in your 20’s or 30’s & you’ll have a Million when you retire in your 60’s. It may not be enough to retire on alone, but it won’t suck either<img class="smilie smilie--emoji" loading="lazy" alt="😁" title="Beaming face with smiling eyes :grin:" src="https://cdn.jsdelivr.net/joypixels/assets/8.0/png/unicode/64/1f601.png" data-shortname=":grin:" /></p></blockquote><p></p>
[QUOTE="okcBob, post: 4113133, member: 45783"] Savings are good. No need to use any either. No debt for years now. If I need any extra cash, I’ll sell off some rifles. I Retired with SS, a work pension, & IRA, 403-b. I’ve made a lot of bad decisions but not saving for retirement wasnt one of them. My father told me he never met an old person who said “wow I saved way too much $ to retire on”. So, I maximized my 403-b with company matching contributions, & my IRA’s. Any young folks out there, I recommend starting a Roth IRA with automatic bank contributions in a good S&P 500 index mutual fund. Even if only $100/month. Do that in your 20’s or 30’s & you’ll have a Million when you retire in your 60’s. It may not be enough to retire on alone, but it won’t suck either😁 [/QUOTE]
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