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The Water Cooler
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Humana insurance
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<blockquote data-quote="RickN" data-source="post: 3282149" data-attributes="member: 8854"><p>It has done great for us, especially since the rule changes this year. Out of over a quarter million dollars in medical expenses for me this year, we have had to pay about $600 total so far. We may get a bill for around $3000 but have not gotten it yet so I am not sure. Even with it less than $5000 for those whole mess is a steal, plus all the little extras they keep giving.</p><p></p><p>The plan has no monthly premiums or deductible. No supplemental expense either. We do have a copay for doc visits, test and meds but it is not bad at all. Not really any higher than A & B. Heck when I got out of the hospital Humana even sent me 10 microwave meals just in case I or the wife did not feel up to cooking. We also get free gym membership. They really try to keep you healthy, mainly so they do not have to pay out as much but it is the smart way to do business. There has not been anything they have refused to pay including home health. Well they did refuse to pay for me going to a rehab place the first time I left the hospital but it was because they did not think I was healthy enough. Turns out they were right.</p></blockquote><p></p>
[QUOTE="RickN, post: 3282149, member: 8854"] It has done great for us, especially since the rule changes this year. Out of over a quarter million dollars in medical expenses for me this year, we have had to pay about $600 total so far. We may get a bill for around $3000 but have not gotten it yet so I am not sure. Even with it less than $5000 for those whole mess is a steal, plus all the little extras they keep giving. The plan has no monthly premiums or deductible. No supplemental expense either. We do have a copay for doc visits, test and meds but it is not bad at all. Not really any higher than A & B. Heck when I got out of the hospital Humana even sent me 10 microwave meals just in case I or the wife did not feel up to cooking. We also get free gym membership. They really try to keep you healthy, mainly so they do not have to pay out as much but it is the smart way to do business. There has not been anything they have refused to pay including home health. Well they did refuse to pay for me going to a rehab place the first time I left the hospital but it was because they did not think I was healthy enough. Turns out they were right. [/QUOTE]
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