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The Water Cooler
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Humana insurance
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<blockquote data-quote="TerryMiller" data-source="post: 3282212" data-attributes="member: 7900"><p>One other thing as a benefit for anyone preparing to sign up for Medicare. While Part A (hospital) is automatic, Parts B (physician) and Part D (prescription) require one to sign up.</p><p></p><p>When I first signed up, I was still working, so I figured that I didn't need Part B. However, if one doesn't sign up for Part B, when one goes to sign up later, one gets penalized every month for any months missed. Since I would have to "jump through hoops" to get a waiver for Part B, I decided to go ahead and sign up. Sadly, they didn't tell me that the same penalty plan would apply to prescription coverage. I had 14 months without prescription coverage, so we get to pay 14 months worth of penalties every month.</p><p></p><p>So, that said, if you are signing up for Medicare, sign up for both at the get-go.</p></blockquote><p></p>
[QUOTE="TerryMiller, post: 3282212, member: 7900"] One other thing as a benefit for anyone preparing to sign up for Medicare. While Part A (hospital) is automatic, Parts B (physician) and Part D (prescription) require one to sign up. When I first signed up, I was still working, so I figured that I didn't need Part B. However, if one doesn't sign up for Part B, when one goes to sign up later, one gets penalized every month for any months missed. Since I would have to "jump through hoops" to get a waiver for Part B, I decided to go ahead and sign up. Sadly, they didn't tell me that the same penalty plan would apply to prescription coverage. I had 14 months without prescription coverage, so we get to pay 14 months worth of penalties every month. So, that said, if you are signing up for Medicare, sign up for both at the get-go. [/QUOTE]
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