Whether an individual finds value in the permit (e.g., travels) or views it as a money grab (e.g., "not paying $200+), please take the time to self-educate or take an SDA class (then do not apply for the permit, if that is your inclination).
The time to learn what legal deployment of a firearm means is not after drawing and or discharging a weapon. Can you shoot someone stealing your car from your driveway? At what point does "road rage" become a "threat"?
I would suggest going to www.policedefense.org (Law Enforcement Legal Defense Fund) and go through several of the police simulator exercises. Then think about the guidance provided during the exercise. If trained law enforcement is guided through de-escalation and non-lethal strategies, are you educated as to the scenarios where you have a justified shoot?