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The Water Cooler
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In the market or out?
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<blockquote data-quote="OKRuss" data-source="post: 3862476" data-attributes="member: 41777"><p>I thought buying on the way down was considered dollar cost averaging. In my 401K, I'm buying as I did pre-pandemic. I've got enough years before retirement that catching up shouldn't be an issue. Prior to pandemic, I leveraged an IRA to buy land 3-4 years ago(up 70-80% based on estimate from realtor) and 'parked' 25% of my overall portfolio into money market and bonds. Holding off on funding my Roth for the year and may wait until the deadline next year.</p></blockquote><p></p>
[QUOTE="OKRuss, post: 3862476, member: 41777"] I thought buying on the way down was considered dollar cost averaging. In my 401K, I'm buying as I did pre-pandemic. I've got enough years before retirement that catching up shouldn't be an issue. Prior to pandemic, I leveraged an IRA to buy land 3-4 years ago(up 70-80% based on estimate from realtor) and 'parked' 25% of my overall portfolio into money market and bonds. Holding off on funding my Roth for the year and may wait until the deadline next year. [/QUOTE]
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