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The Water Cooler
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<blockquote data-quote="tiasman" data-source="post: 1486664" data-attributes="member: 11114"><p>99% of insurance companies use the same basic 5 forms for homeowners policies developed by ISO (insurance service organization). $1000.00 is the standard coverage for guns and jewelry. It's in black and white on the policy you sign. If you need more coverage than that, you have to buy an endorsement. It's a shame that not all agents explain this, and it's a shame that most people are not listening if they are told. You can add to that, most people don't read the policy that they depend on to protect themselves from financial disaster.</p></blockquote><p></p>
[QUOTE="tiasman, post: 1486664, member: 11114"] 99% of insurance companies use the same basic 5 forms for homeowners policies developed by ISO (insurance service organization). $1000.00 is the standard coverage for guns and jewelry. It's in black and white on the policy you sign. If you need more coverage than that, you have to buy an endorsement. It's a shame that not all agents explain this, and it's a shame that most people are not listening if they are told. You can add to that, most people don't read the policy that they depend on to protect themselves from financial disaster. [/QUOTE]
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